Blog
What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.
March 2023 Market Update
Our goal is to keep you update with the markets and what is going on in our economy. In light of everything that happened last week, here are some thoughts from Chief Economist, Brian Wesbury with First Trust Portfolio:While many...
Read MoreUnderstanding Your Social Security Benefits
Have you looked into your Social Security benefits and decided it was just too confusing to deal with right now? You wouldn’t be alone. It involves a lot of numbers and calculations, and not surprisingly there are some pretty...
Read MoreSeptember Market Update
It has been an interesting year so far and it doesn’t feel like there is only 3 months left. There are still Federal Reserve meetings, corporate earnings and mid-term elections coming up. As I write this the S&P 500...
Read MoreEase Into Retirement With a Smart Pre-game Strategy
Retirement is a major milestone — a moment to turn a new page to a chapter you’ve probably dreamed about for decades. People look forward to unencumbered schedules, freedom to travel, spending more time with relatives or...
Read MoreYour Shifting Risk Tolerance
When we created your investment strategy, your asset allocation reflected your goals, time horizon, and tolerance for risk.But over time, any of those three factors may have changed, and your portfolio may now need adjustments to...
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July Market Update
June was a rough month for equities in the US and around the world, with the S&P 500 down 8.25% in June. The Dow Jones Industrial Average was off 6.56%. The NASDAQ, which is tech heavy,...
Read MoreThe Benefits of Estate Planning
It’s the one personal finance topic people often try to avoid, even though they know they shouldn’t. Estate planning refers to a number of activities dealing with how decisions are made, and assets are handled and disposed...
Read More2022 Limits for IRAs, 401(k)s, and More
2022 Limits for IRAs, 401(k)s, and More On November 4, the Treasury Department released the 2022 adjusted figures for retirement account savings. Although these adjustments won’t bring any major changes, there are some minor...
Read MoreOctober Market Update
At PearTree Advisory Group, it is important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have...
Read MoreEnvision Retirement- Even If You Don't Want To
Envision Retirement -- Even If You Don't Want To No, you're not the only soon-to-be retiree who's reluctant to leave your working days behind. What we do is so tied up in who we are that it can be difficult to picture yourself without...
Read MoreJuly 2021 Market Update
At PearTree Advisory Group, it is important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have...
Read MoreMay Market Update
What’s important? April offered investors a breather from the reflation rally. However, it appears as though the break is over. In investing jargon, many of the market leaders from the November rally underwent a...
Read MoreWhat Forces are Driving the Housing Market?
Recent reports show that a record-low number of homes are available for sale—roughly 1.03 million nationwide. Compared to the average number of homes for sale during the past 10 years, it's no surprise that many homebuyers are...
Read MoreMarket Update February 28, 2021
At PearTree Advisory Group, it is important to us that you are well informed about what is happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have any...
Read MoreA Bucket Plan to Go with Your Bucket List
John and Mary are nearing retirement and they have a lot of items on their bucket list. Longer life expectancies mean John and Mary may need to prepare for two or even three decades of retirement. How should they position their money?1...
Read MoreMarket Update January 22. 2021
At PearTree Advisory Group, it is important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have...
Read MoreMarket Update December 21, 2020
At PearTree Advisory Group, it is important to us that you are well informed about what's happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have any...
Read More2021 Limits for IRAs, 401(k)s and More
On October 26, the Treasury Department released the 2021 adjusted figures for retirement account savings. Although these adjustments won’t bring any major changes, there are some minor elements to note. 401(k)sThe salary deferral...
Read MoreMarket Update November 24, 2020
At PearTree Advisory Group, it is important to us that you are well informed about what is happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have any...
Read MoreThe A, B, C, & D of Medicare
Breaking down the basics. Whether your 65th birthday is on the horizon or decades away, understanding the different parts of Medicare is critical, as this government-sponsored program may play a role in your future health care...
Read MoreMarket Update October 22, 2020
At PearTree Advisory Group, it is important to us that you are well informed about what's happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. October continues...
Read MoreMarket Update September 21, 2020
At PearTee Advisory Group, it is important to us that you are well informed about what is happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. The first half of...
Read MoreMarket Update August 20, 2020
At PearTree Advisory Group, it is important to us that you are well informed about what is happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have any...
Read MoreMarket Update July 27, 2020
At PearTree Advisory Group, it is important to us that you are well informed about what is happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have any...
Read MoreMarket Update June 26, 2020
At PearTree Advisory Group, it is important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have...
Read MoreMarket Update May 19, 2020
At 401(k) Engineers, it is important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have any...
Read MoreMarket Update April 16, 2020
At 401(k) Engineers, it is important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have any...
Read MoreThe Cares Act and Your Finances Made Simple
There is a lot of information swirling around about the $2 trillion dollar relief act, The CARES Act. I wanted to provide you with the Bottom Line information that is important and an attempt to make it as simple as possible. If you...
Read MoreFlash Market Update March 27, 2020
We are doing well and our families are healthy. I hope everyone is staying safe and your families are doing well. I am grateful for the wonderful conversations I have had with you over the past few weeks and hearing the experiences...
Read MoreFlash Market Update March 17, 2020
At 401(k) Engineers, it is very important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have...
Read MoreMarket Update March 13, 2020
At 401(k) Engineers, it is important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have any...
Read MoreFlash Market Update February 25, 2020
At 401(k) Engineers, it is very important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have...
Read MoreMarket Update February 20, 2020
At 401(k) Engineers, it is important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have any...
Read MoreMarket Update January 17, 2020
At 401(k) Engineers, it is important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have any...
Read MoreGood News for Savers
How much can you save for retirement in 2020? The Treasury Department has announced inflation-adjusted figures for retirement account savings for 2020: 401(k) contribution limits are up: The amount you can contribute to your 401(k) or...
Read MoreMarket Update December 17, 2019
At 401(k) Engineers, it is important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have any...
Read MoreMarket Update November 19, 2019
At 401(k) Engineers, it is important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have any...
Read MoreYou’re NOT too young to plan NOW for long term care
November is Long-Term Care Awareness Month. Even the U.S. Congress has urged "the people of the United States to recognize (this) as an opportunity to learn more about the potential risks and costs … and the options available."...
Read MoreMarket Update October 18, 2019
At 401k Engineers, it is important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have any...
Read MoreMarket Update September 20, 2019
At 401k Engineers, it is important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have any...
Read MoreMarket Update August 21, 2019
At 401K Engineers, it is important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have any...
Read MoreFLASH Market Update August 16, 2019
Dear Clients and Friends, At 401(k) Engineers, it is very important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention...
Read MoreFLASH MARKET UPDATE AUGUST 5, 2019
Dear Clients and Friends, At 401(k) Engineers, it is very important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention...
Read MoreCONTRIBUTE MORE TO YOUR 401(K) & IRA IN 2019
Workers will be able to contribute more to their retirement accounts in 2019. The contribution limit for employees who participate in 401(k), 403(b), most 457 plans, and the federal government’s Thrift Savings Plan is increased...
Read MoreMARKET UPDATE MAY 22 2019
At 401(k) Engineers, it is very important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have...
Read MoreTHINGS TO KNOW ABOUT MEDICARE
Heading into your retirement years brings a slew of new topics to grapple with, and one of the most maddening may be Medicare. Figuring out when to enroll, what to enroll in and what coverage will be best for you can be daunting. To...
Read MoreHELPING AGING RELATIVES
A PRACTICAL APPROACH TO HELPING AGING RELATIVES PREPARE FOR THE FUTURE The best plans for managing the finances of an older relative are made when that individual is still healthy. Once stricken by illness, or frustrated by the loss of...
Read MoreMARKET UPDATE MAY 2019
At 401(k) Engineers, it is very important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have...
Read MoreMARKET UPDATE APRIL 2019
At 401(k) Engineers, it is very important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. Sorry for the...
Read MoreWHY DO YOU NEED AN ESTATE PLAN?
There are a multitude of reasons why you should complete your estate planning. Below is a list of the top 4 reasons why you need an estate plan: AVOIDING PROBATE AVOIDING PROBATE IS BY FAR THE MOST COMMON REASON WHY PEOPLE SEEK OUT...
Read MoreMARKET UPDATE MARCH 2019
At 401(k) Engineers, it is very important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. Sorry for the...
Read MoreMARKET UPDATE FEBRUARY 2019
At 401(k) Engineers, it is very important to us that you are well informed about what’s happening in the markets. Here are a few of the key topics of conversation that we feel deserve the most attention this month. If you have...
Read MoreFINANCIAL FRAUD: BEWARE OF SCAMS
Many of us grew up in a world where it was customary to be friendly, courteous, and trusting. Unfortunately, assumptions concerning these standards of conduct can sometimes get us into trouble. Crooks use clever schemes to defraud...
Read MoreNEW YEAR, NEW GOALS
As we settle into this new year, you may be asking yourself, "How am I going to make this year different? What can I do to improve this year?" Or, you may have already broken your resolution. No need to worry, we are giving you a...
Read MoreTAX-PLANNING STRATEGIES
Waiting until just before April 15 to start thinking about your taxes may prove to be a costly mistake. Preparing a draft of your tax return before the end of the year will provide you with a more complete picture of what you are...
Read MorePARTICIPANT INFOGRAPHIC: MAKING THE MOST OF YOUR EMPLOYER MATCH
More than 1 in 5 employees do not contribute enough to their 401(k) to receive your full employer match.[1] Your employees might not fully understand how to take full advantage of it or what they are missing out on… Remind them...
Read MoreHEALTH SAVINGS ACCOUNTS: FEATURES YOUR EMPLOYEES MAY THANK YOU FOR
For the majority of future retirees, medical expenses pose significant risk to any retirement plan, and they are only projected to rise. Medical cost estimates for couples throughout their full retirement, assuming both partners are 65...
Read MorePLAN SPONSOR INFOGRAPHIC: THE COST OF FINANCIAL STRESS
Many financially stressed employees confess to spending 3+ hours of their work week distracted by personal finances[1], that’s 156 hours per year. This means you could be losing up to $5,260 per employee![2] So, what can...
Read MoreTHE FINANCIAL MARATHON
A Marathon for Everyone Recently, I went to cheer on a friend running in her first marathon. The excitement of watching thousands of people accomplish such an amazing goal was an experience like no other. I waited at the last bend...
Read MoreA GUIDE FOR EMPLOYERS DEALING WITH MISSING PARTICIPANTS
Locating missing plan participants can be a headache for any employer, but simply ignoring them is not an effective solution. Regulatory agencies in previous years have published guidance on this topic relating to missing...
Read MorePARTICIPANT INFOGRAPHIC: HARNESSING THE POWER OF COMPOUND INTEREST
Warren Buffet’s wealth came from three things… a combination of living in America, some lucky genes, and compound interest! As an employer that sponsors a 401(k) plan, encouraging your participants to make small changes...
Read MoreMARKET UPDATE JANUARY 2018
At 401(k) Engineers, it is very important to us that you are well informed about what’s happening in the markets. Here is a brief recap of what has been going on over the last month or so and what we expect in the month ahead....
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